Need funds for business expansion, education, or personal goals?
With a Loan Against Property (LAP) from ZestLoans.in, you can leverage your residential or commercial property to access high-value loans at attractive interest rates.
What is a Loan Against Property?
A Loan Against Property (LAP) is a secured loan where you pledge your owned property as collateral. The loan amount is determined by the property’s market value and your repayment capacity. You continue to own and use your property while enjoying easy access to funds.
Key Features
- 💰 High Loan Amounts – Get up to 70–80% of your property’s market value.
- 📉 Attractive Interest Rates – Lower than unsecured personal loans.
- 🕒 Flexible Tenure – Repay conveniently with tenures up to 15 years.
- 📑 Minimal Documentation – Simple, transparent, and hassle-free process.
- 🏠 Both Residential & Commercial Properties Eligible
Eligibility Criteria
- Salaried and self-employed individuals
- Age: 21 to 65 years
- Ownership proof of the property offered as collateral
- Stable income and good credit history
Documents Required
- KYC documents (Aadhaar, PAN, etc.)
- Income proof (salary slips, ITR, or financial statements)
- Property documents (title deed, valuation report)
- Bank statements (last 6 months)
Why Choose ZestLoans.in?
- ✅ Trusted partner network with leading Indian banks and NBFCs
- ✅ Quick approval and fast disbursal
- ✅ Expert guidance through the entire process
- ✅ Zero hidden charges
How to Apply
- Fill out the online form on ZestLoans.in
- Get a free property valuation and eligibility check
- Receive loan offers from top banks and NBFCs
- Choose the best deal and get funds quickly
